How to get funding for school

If you need financial assistance to attend Embry-Riddle Worldwide, there are plenty of funding sources available. Whether you seek loans, grants or scholarships, you must follow a specific process to see if you qualify. For certain funding options, such as scholarships, you need to check with the organization offering the aid to see what the application process is.

Refer to the step-by-step process below to apply for aid.

What is the FAFSA?

Applying for Financial Aid

All students must meet certain requirements to qualify for federal student aid:

  • Be a U.S. citizen or eligible non-citizen.
    • Please note: The citizenship status you report on your Free Application for Federal Student Aid (FAFSA) must match with the Social Security Administration (SSA). If your citizenship does not match with the Social Security Administration, you will be required to update your information with the SSA and/or provide a copy of your original citizenship documentation to the Financial Aid Office before federal aid can be disbursed;
    • Applications that have an Alien Registration Number (ARN) are matched against Department of Homeland Security (DHS) records. If the DHS match fails after automated primary and secondary confirmation, the school must conduct a third-step confirmation with the U.S Citizenship and Immigration Services (USCIS).
  • Have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia or the Republic of Palau).
  • Be degree-seeking in an eligible program as determined by the university.
  • Be enrolled in courses that are applicable to your eligible program of study.
  • Be enrolled at least half-time to be eligible for Federal Direct Loans.
  • Maintain Satisfactory Academic Progress (SAP) standards.
  • Sign the certification statement on the Free Application for Federal Student Aid (FAFSA®) form stating that:
    • You are not in default on a federal student loan,
    • You do not owe money on a federal student grant, and
    • You will use federal student aid only for educational purposes; and
  • Show you’re qualified to obtain a college education by:
    • Having a high school diploma or a recognized equivalent such as a General Educational Development (GED) certificate.
    • Completing a high school education in a homeschool setting approved under state law (or, if state law does not require a homeschooled student to obtain a completion credential, completing a high school education in a homeschool setting that qualifies as an exemption from compulsory attendance requirements under state law).

Additional eligibility requirements can apply in certain situations, including for non-U.S. citizensstudents with criminal convictions and students with intellectual disabilities.

Get Prepared

Gather the documents you’ll need.

Complete the FAFSA® Form

Use the Free Application for Federal Student Aid (FAFSA®) form to apply for financial aid.

New to the FAFSA® Process?

Completing the FAFSA form is free. Fill it out now.

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Correct your info, add a school or view your Student Aid Report (SAR) here.

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FAFSA Topics

For more information on Federal Student Aid, please review How Financial Aid Works

Filling out the FAFSA® is free. Beware of websites and services who charge you for filling out the application. If you suspect a website is charging people, or if you need assistance, call the Federal Student Aid Information Center at 800-433-3243.

Applying for Financial Aid

What tax information do I need to complete my FAFSA on or after October 1?

Automatically Transferring Your Tax Information Using the Internal Revenue Service Data Retrieval Tool (IRS DRT)

The IRS DRT automatically transfers tax information into the FAFSA form. Be sure to consider this option if it’s offered to you. (If you got an extension on filing your taxes and didn’t file until September or October, find out when your tax return information will likely be available using the IRS DRT.)

Simple Steps to Transfer Tax Information Into Your FAFSA® Form graphic—Explains how to use the IRS Data Retrieval Tool to transfer tax information into the FAFSA form.

Here’s how the IRS DRT process works, assuming your tax information is available:

  1. The IRS DRT takes you to the IRS website, where you’ll need to provide your name and other information exactly as you provided it on your tax return. Some information will be prepopulated from your FAFSA® form.
  2. At the IRS site, you’ll see a page that indicates that your tax information is available. (For security and privacy protections, you won’t see the actual information.) You can choose to import your information into the FAFSA® form, or you can cancel your request and return to the FAFSA® site.
  3. If you choose to import your information into the FAFSA® form, you’ll find that on the FAFSA® site, instead of your tax information being displayed, you’ll see “Transferred from the IRS" in the appropriate fields. You won’t be able to make changes to those answers.

Using the IRS DRT saves you time and effort:

  • You don’t have to find your tax records.
  • You don’t have to worry about making mistakes entering your tax information on your FAFSA® form.
  • You may not need to provide an IRS tax transcript or a signed copy of your income tax return if you’re selected for verification.

We highly recommend that you take advantage of the IRS Data Retrieval Tool because it’s easy, fast, accurate and streamlines the process if your application was selected for verification.

Please note: If you’re ineligible or otherwise choose not to use the IRS DRT to retrieve tax information, you may be required to submit a copy of your IRS Tax Return Transcript (or your parents’ IRS Tax Return Transcript, if you’re a dependent student) to the Financial Aid office using the Secure Upload link

"After the FAFSA: What Happens Next?" - Watch the video on YouTube

You will receive a Student Aid Report (SAR), that summarizes the information you provided on your FAFSA® application. Your SAR will be forwarded to you by email or regular mail and an electronic version will be forwarded to Embry-Riddle Aeronautical University. You should review your SAR for accuracy.

  • The SAR contains an Expected Family Contribution (EFC), which is used to calculate your eligibility for federal financial aid.
  • The SAR will let you know if you are selected for Verification.
  • The SAR may be flagged with a code (C Flag also known as a Caution Flag) when the Department of Education (ED) verifies your information with other federal agencies. This will require Embry-Riddle to collect additional information.

What if I made a mistake on my FAFSAApplication? How do I correct it?

If you made a mistake on what you reported on the FAFSA, you will need to make a correction. If your FAFSA has been rejected due to incomplete or incorrect information entered on the application, you will need to make a correction

You must review your Student Aid Report (SAR), which you received either by email or a letter, and make corrections to your FAFSA online at student You may contact FAFSA® by phone at 1-800- 4-FED-AID (800-433-3243) for additional assistance on making this correction. 

For more information, please visit Corrections: If you made a mistake on your (FAFSA) Free Application for Federal Student Aid.

Applying for Scholarships at Embry-Riddle Worldwide

Embry-Riddle Worldwide students are eligible to apply for state scholarships, state grants, university institutional grants/scholarships, and external scholarships. Scholarships and/or Grants are based on specific criteria. Scholarships and/or grants can come from the federal government, your state government, the university, and a private or nonprofit organization.

State programs offer their own range of scholarships and grants that you may qualify for through residency and meeting outlined criteria from your state

Worldwide scholarship opportunities are funds designed to reward students that have shown successful academic achievement.

University institutional scholarship opportunities are funds generously donated to the university to help students pay for their education.

External scholarship opportunities are offered to students by organizations independent from Embry-Riddle.

Generally, all financial aid paperwork, aside from verification and appeals, may take up to 10-15 business days to be processed.

However, there are peak periods when processing times could be longer. Please see below estimated processing times:

  • Verification – 4-6 weeks from the date last required document is received
  • SAP (Satisfactory Academic Progress) Appeal – 20 business days
  • Refunds – 5-10 business days after the add/drop period

All student notifications will be sent to the students assigned university e-mail address. Students are responsible for reading e-mails received from the university as this e-mail is the official means of communication for students at Embry-Riddle Aeronautical University – Worldwide.

Students enrolled in a degree-seeking program (associate, bachelor's, master's and doctoral) are assigned a financial aid track. Financial aid tracks are comprised of four, 9-week terms for most undergraduate and master's degree students. The track will reflect the eligible terms for students to enroll in and receive their disbursements of financial aid for the current academic year. For more information about financial aid tracks and financial aid, please visit Financial Aid Terms and Conditions.

Undergraduate Students

Undergraduate students enrolled in courses are assigned the following track:

  • Track 1 (One) Online Track Only: - July Term - September Term - November Term-February Term - (April Term if remaining aid is available or start term)
  • Track 2 (Two) Blended Track: - August Term - October Term - January Term-March Term - (May Term if remaining aid is available or start term)

Master's Students

Master's students enrolled in courses are assigned the following track:

  • Track 2 - August Term - October Term - January Term - March Term - (May Term if remaining aid is available or Start Term)

Please Note: June and December terms are not eligible for federal financial aid.

Student Notifications: E-mail is an official means of communication for students at Embry-Riddle. All official university e-mail will be sent to each student’s assigned university e-mail address. Students are responsible for reading e-mails received from the university.

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